Are you Prepared for a Medical Emergency? Do you have enough money for a Medical Emergency?
One Medical Emergency can wipeout a lifetime of savings.
One Medical Emergency will cost more than just the medical bills...it will cost you loss of income from time off from work (average 150 hours to take care of the necessities), stress, Attorney costs and much more.
You may not think you will ever need Medicaid but if you are married and over 65, (or if your parents are) there is a 50% chance one of you will need long term care. The average cost of nursing home care in Colorado is $80,000 per year with the average length of stay being approximately three years - $240,000 total!!!
Would you rather have your children inherit your lifetime of hard work or the children of the owner of a nursing home? Act now and protect your family.
If you or a loved one had a Medical Emergency who will pay the bills and make medical decisions?
A Medical Emergency is difficult enough but imagine how much more difficult it would be if you do not have a Power of Attorney taking care of your wishes and needs.
I have been told I do not qualify.....
Don't let that stop you...a few simple changes can help you qualify. Let us show you how to change this.
Be prepared for the medical emergency before it causes a wipeout! Let us help you be better prepared. We can't stop them from happening but we can eliminate most of the stress when it does.
PrepareBetter & enJoy
The “Sandwich Generation” is upon us. We are finding more and more people are taking care of their parents while raising their children. This can cause stress in even the strongest of people. We are here to help with that. Join us for our PB&J Sandwich Workshop to learn AND complete the Medicaid Application, Powers of Attorney and receive a comprehensive workbook "My Final Word" eliminate the stress from a Medical Emergency. This workshop is conducted and presented by Michael Meurer, Attorney at Law, PC and all information is provided by his office.
Attorney Michael Meurer provides experienced estate planning advice and elder care strategies for individuals and their families. He is VA Accredited and familiar with the Aid and Attendance Benefit. He listens to each client and works with families to create a plan to meet their personal legal issues including passing their legacy to loved ones, the preservation of assets, qualifying for elder care programs and helping vets. He plans for people with all levels of assets. At the workshop you will receive and complete Durable Financial and Medical Powers of Attorney, a HIPAA/Medical Release, a Nomination of Guardian/Conservator and a Disposition of Last Remains Directive. Attending this workshop also entitles you to a one (1) hour follow-up consultation with Mr. Meurer at one of his several locations; Pueblo, Colorado Springs, Denver – a $1500.00 value!!!
Nancy has over 13 years of experience helping seniors and their families with their Long Term Care transitions. Why pay thousands of dollars to have this done for you when you can attend this workshop and learn which forms you need and how to fill them out. Did you know most Medicaid Applications are denied or delayed because of simple mistakes? Learn how to keep YOUR money!! At the workshop you will be given a copy of the forms needed to apply and assistance in completing them. Attending the workshop will entitle you to a one (1) hour review of the Medicaid Application that you completed at the class – Please note Nancy is not an Attorney and cannot give legal advice. Her assistance in this seminar is strictly what to expect going from application to facility and assistance with typing any documents. - a $900 value.
Rhonda has over 20 years helping families organize their lives and access the legal system without devastating their finances. She is the author of the comprehensive book "My Final Word" that gives assistance to your Executor/Personal Representative and/or Power of Attorney. Attending this workshop entitles you to a copy of the book and instruction on how it is used – Please note that Rhonda is not an Attorney and cannot give legal advice. Her assistance in this seminar is strictly to assist with understanding "My Final Word" book and the typing of any documents - a $150 value.
Get the advice and documents from an Attorney without paying excessive Attorney fees and waiting weeks for the documentation to be completed. Have it today!!
When the workshop is complete you will have a completed Medicaid Application, Aid & Attendance application (if applicable) a copy of the book My Final Word and an executed Durable Financial and Medical Powers of Attorney, a HIPAA/Medical Release, a Nomination of Guardian/Conservator and a Disposition of Last Remains Directive - $2500.00 value. What you need to know:
Cost: Only $525.00 per person (Family member who will be your POA or Personal Representative/Executor can attend with you for free)
Please note if you will be attending the hour Aid & Attendance portion of the seminar it is an additional $75.00 payable at the time of the workshop.
Medicaid Application Do you require an attorney for even "uncomplicated" Medicaid planning? This depends upon your situation, but in just about every case, the responsible answer would be "yes." The caseworker that your father's nursing home designated to aid you in preparing a Medicaid application for your father knows a good deal about the program, but possibly not the peculiar rule that might apply in your case or the latest changes in the law. Additionally, by the time you are applying for Medicaid, you might have lost out on important planning opportunities.
The better solution is to confer with a competent and qualified professional who can counsel you about the full state of affairs. At the very least, the cost of the consultation ought to buy some peace of mind. And what you find out can mean substantial financial savings or improved care for you or your family member. The plan may involve the use of trusts, transfers of assets, purchase of annuities or increased income and resource allowances for the healthy spouse. Did you know most Medicaid Applications are denied or delayed because of simple mistakes? Learn how to keep YOUR money!! Average cost: $900.00 Non-Attorney, $3500.00 for Attorney
Aid & Attendance
If you are a veteran, you may qualify for the Aid and Attendance (A&A) Pension which provides benefits for veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing and undressing or taking care of the needs of nature. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Assisted care in an assisting living facility also qualifies. To qualify for A&A it needs to be established by your physician that you require daily assistance by others to dress, undress, bathing, cooking, eating, taking on or off of prosthetics, leave home etc. You DO NOT have to require assistance with all of these. There simply needs to be adequate medical evidence that you cannot function completely on your own. Do you need assistance with this application and questions answered? If so all of our morning seminars begin at 8:00 AM for Aid & Attendance assistance. Even if you have been told you do not qualify, don't give up....because we won't.
Average cost: $800.00 Non-Attorney, $2000.00 for Attorney
Powers of Attorney A Financial Durable Power of Attorney allows you to name someone to manage your financial affairs if you are incapacitated. IT MUST BE “DURABLE.” The difficulty with a Financial Power of Attorney is that many financial institutions will not honor one unless it is on their form. Even if accepted, you may have to have an attorney become involved in order to force the institution to accept your form.
A Health Care Power of Attorney is a document that allows you to choose who makes health care decisions for you if you become incapacitated. This person should understand your health care philosophy and be strong enough to make the difficult decisions. If you cannot make medical decisions, in an emergency the health care professionals will make them for you. However, as additional decisions need to be made, with a Health Care Power of Attorney, your loved ones may have to go to court to have one of them appointed as your guardian. Without a Health Care Power of Attorney, instead of one of your loved ones being beside you, caring for you in your time of need, they will be hiring attorneys, going to court, having case workers/visitor of the court meeting with you and them, and ultimately the court will decide who will be making the decisions on your behalf. The cost, time delays, and court oversight can all be avoided with this document.
Who will take make decisions regarding your health and finances when you can’t take care of yourself? Who will make decisions that will affect your life and legacy? Take control now and sleep at night knowing your wishes will be cared out.
Average Cost: $150.00 Non-Attorney, $750.00 for an Attorney